Reverse Mortgage

Unlock Your Home Equity

We help homeowners enjoy retirement by accessing the equity in their homes through a reverse mortgage.

Unlock my equity
The Balancing Act on Lifetime TV

Watch TV legend Montel Williams discuss financial peace of mind

Experts In Our Industry

Benefits of a Reverse Mortgage

Access Cash Now

With lump-sum or monthly payouts, you can use your home equity to cover home renovations, medical expenses or other major items.

Retirement Safety Net

Establish a permanent line of credit so you're prepared for unexpected expenses, emergencies, loss of income, and other financial stress.

Purchase a Home

Use a reverse mortgage to purchase a home and possibly eliminate your monthly payments. Retirement living on your terms.

Reverse Mortgage Basics

Am I eligible for a reverse mortgage?

  • At least 62 years of age and living in the home as my primary residence
  • 50% or more in home equity
  • Willing to complete HUD-approved counseling to ensure my goals are met
  • Understand origination fees, closing costs, insurance premiums, and other costs may apply
  • Ask a reverse mortgage professional about programs available in some states beginning at age 55.

How we make a difference

Getting Ahead with a Reverse Mortgage

When a competitor's quote for a line of credit had Gerald and Gloria looking at an extra $465 per month on top of their mortgage payment, they thought it wasn't a reality.


Holding on to a Forever Home with Gary + Anita

When Gary and Anita Hensley inherited a home from family, they knew it had the potential to be their forever home - but it needed some work.


Refinancing a Reverse For Some Wiggle Room

When Patricia Stafford met loan officer Krissy Rico, she didn't think that some years down the line that she would open up financial avenues she didn't think were even possible.


What is a Reverse Mortgage?

Why Get a Reverse Mortgage?

The Reverse Mortgage Process

Reverse Mortgage Counseling

Tenure And Term Payments

Lump Sum Payments

The Purchase Option

Borrower And Property Eligibility

Requirements And Repayments

Optional Payments

Do your Research

Reverse e-guide

We are committed to education and transparency.

  • Gain knowledge about Reverse Mortgages
  • Learn about the Benefits
  • Find out how to apply for a Reverse Mortgage
  • Click the link above

Why Open Mortgage?

We're Local

Work with a Reverse Mortgage Professional who is accessible and accountable in your community.

We're Proven

We're one of the 10 largest reverse mortgage lenders in the U.S., serving thousands of families every year.

We're Secure

Government-regulated, A+ rated, and a member of the National Reverse Mortgage Lenders Association.